by Krista WignallFor New Pittsburgh Courier Many people look forward to retirement and all the enjoyment it can bring after having worked so hard for decades. But from a distance, whether a few years or many years away from retirement, it’s not easy to clearly see what retirement will look like. It’s a bit misty, because, after all, there is a lot of uncertainty about the future, and how much money someone will need during retirement and have on hand is subject to numerous variables. But in the process