Housing Discrimination: How Does it Affect You?
By Anthony O. Kellum Although the Fair Housing Act of 1968 (prohibiting the discrimination of the sale, rent and financing of housing based on gender, national origin, race and religion) sought to eradicate housing inequality and segregation, which was the norm of the 20th Century and in many ways still is today. Although the act of 1968 was designed to erase discrimination, the actions of the federal government and numerous financial institutions played a “critical role” in the creation and endurance of racist housing policies (Forbes Article, A Look
Property is Power: Should You Refinance or Sell?
By Anthony O. Kellum The ongoing question…Should I refinance or sell? Everywhere you look you see, advertisements suggesting: “Lock in the rate!” “Refinance now and save!” Before you know it, you are asking yourself “Should I refinance?” That is a great question and we will explore what the hype is all about as it relates to refinancing. The answer usually comes down to two basic facts. Budget: Avoid accumulating debt as a result of a loan Lifestyle: Downsize living space or access your home equity Whether you ought to refinance
#MOBEMondays Addresses the Transformative State of Black Newspapers and Advertising
On October 26, 2020, Kevin McFall, 2020 Men of Excellence honoree, Inner-City Computer Stars Foundation, and Red Clay Digital, hosts #MOBEMondays. They have assembled a panel of newspaper, archive and advertising thought leaders for an engaging conversation about the transformative state of Black newspapers and advertising in an era of uncertainty. While many count out the Black News industry, the panel will delve into the historic, current, and future relevancy of this industry and the vitality to communities of Black, Indigenous, and People Of Color. Our panel of
Mastering Self-doubt
By Lindsay Keener We’ve all heard the saying “you are your own worst enemy” a time or two in our lives. Whether it’s a result of making a poor decision against your better judgment or repeatedly struggling to succeed at a certain task, you’re sure to have come across the enemy of self-doubt in your past. Below are six tips to help you master self-doubt and embark on a new journey. Cultivate a strong village Life’s battles can be easier to navigate when there are people around to help you
Wealth gap over last two decades costs $2.7 trillion in Black income
Wealth gap costs over last two decades: $2.7 trillion in Black income, $16 trillion to U.S. economy By Charlene Crowell America’s persistent racial income and the wealth gap reality are the result of four intertwined factors: housing, education, business ownership and access to credit. Closing these gaps would facilitate inter-generational wealth creation for Black America and also expand the nation’s economy by $5 trillion over the next five years. These findings come from an extensive report newly-released by a major bank. According to Closing the Racial Inequality Gaps: the Economic
Real Housewives of Atlanta Partner to Support Black Businesses
Seagram’s Escapes is partnering with Real Housewives of Atlanta stars and entrepreneur Cynthia Bailey, who helped create Seagram’s Escapes Peach Bellini flavor, and her celebrity friend Eva Marcille to promote Black-owned businesses, help drive sales and award small business grants. Real Housewives of Atlanta star and co-creator of Seagram’s Escapes Peach Bellini, Cynthia Bailey is teaming up with the brand on its newest program, Seagram’s Escapes Holiday Marketplace: Featuring Black-Owned Businesses, to help support these small businesses and drive sales during the important holiday shopping season. Seagram’s Escapes
LLC v. Federal Trademark
By Kyona McGhee In a day and age where genius ideas, heart-tugging art, and groundbreaking business concepts are flooding our timelines every second of the day, it is more important than ever for creatives, and entrepreneurs alike to protect their intellectual property. Unfortunately, most creatives and entrepreneurs don’t realize the importance of protecting their stuff until they’re hit with a cease and desist letter themselves, or a bigger influencer has copied their idea and cashing in on it. Let’s change this now. The most common misconception among young
Stone Solutions Owner, Chandell Stone Sources Talent From Africa to Support Small Businesses in US and Europe.
By Racquel Coral, Chicago Defender After recognizing the high unemployment gap amongst millennials in Kenya, educator, HBCU, and Harvard University graduate, Chandell Stone, founded Stone Solutions. In its second year, Stone Solutions has successfully leveraged talent across Africa to provide the United States and Europe with virtual assistance and consulting services. Racquel Coral (RC): What was the motivation behind Stone Solutions, and how did you get started? Chandell Stone (CS): Stone Solutions was born out of this desire to support the African diaspora in a way that extends beyond just bringing in donations
Digital women empowerment course “The Pink Pill” passes $1 million in sales
Black entrepreneur Christelyn Karazin has launched a digital empire with her online courses developed specifically for the empowerment and advancement of black women. Her series of digital courses, The Pink Pill, has surpassed $1 million in sales revenue less than two years into the launch of her original flagship course. The Pink Pill, The Pink Pill For College and The Pink Pill For Business are comprehensive online courses developed by Christelyn Karazin and a team of advisory experts that leverage digital platforms, providing guidance on how to succeed, whether a woman is
See your lifetime earnings with My Social Security
Did you know you can see your work history online all the way back to your first job? Your earnings history is a record of your progress toward your Social Security benefits. Social Security keeps track of your earnings so they can pay you the benefits you’ve earned over your lifetime. This is why reviewing your Social Security earnings record is so important. If an employer didn’t properly report just one year of your earnings to us, your future benefit payments could be less than they should be.