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By Elizabeth Lampkin The year two thousand and twenty has been an ongoing saga of life-altering events. Many of the adorned, traditional celebrations, trips, and gatherings were canceled, rescheduled, or modified for the safety of humankind. As the holiday season approaches, COVID-19 restrictions have once again forced us to make drastic changes to holiday family gatherings, but there is an upside to downsizing these affairs. Saving Money It is a known fact that many Americans go into debt during the holiday season to create crowd-pleasing, Hallmark celebrations. While there is