Property is Power! How the Housing Crisis is Affecting Black Homeownership
The current housing market is being called a crisis for good reason. Home prices remain historically high; interest rates are elevated compared to the past decade and inventory the number of available homes is near record lows. For the African American community, where the homeownership rate lags nearly 30 percentage points behind white households, this crisis carries a deeper and more urgent meaning. It not only makes it harder for Black families to buy homes, but it also threatens long-term wealth-building and generational stability. Understanding what’s happening
Matters of Life and Death: Do You Know Lady Bird?
While everyone needs an estate plan, that does not mean everyone’s plan will look the same. Your estate plan is very personal. What makes it different from your neighbor’s or a good friend’s is your unique financial situation, wishes and family. Every plan does not require a thick binder filled with hundreds of pages of documents. In some cases, the main asset to protect is the home someone is living in. Let’s say we have Betty. Betty is eighty years old with one daughter, who is in her
Derrick R. Clay to Write Introduction for 2025 Who’s Who In Black Columbus
COLUMBUS, OH — Who’s Who In Black Columbus is proud to announce that Derrick R. Clay, President and CEO of the Columbus Chamber of Commerce, will author the introduction for the 19th edition of the annual publication. A respected civic and business leader, Clay brings decades of experience in public affairs, economic development, and strategic leadership. His message will open a publication that honors Black excellence and showcases individuals shaping the future of Columbus. “Derrick Clay represents the leadership, innovation and commitment to equity that aligns with our mission,”