By Megan Kirk The ever-growing racial wealth gap leaves little room for savings. As African Americans earn roughly 30 percent less than their white counterparts, putting away money for a rainy day can prove to be difficult. As African Americans age, financial stability becomes a major concern. Planning for the golden years is essential to survival of older generations, yet African Americans are falling behind. According to a 2021 study from Investopedia, more than half of African American households have no retirement savings at all. On average, white Americans